Health insurance planning made simple
Get free expert advice and a health insurance quote with us to get back to what is important to you.
Health insurance is necessary to keep expenses down during a time of prevention and need. With AEC backing you up as your trusted resource, you can be sure that you understand your health insurance and where you can use it.
Helping you find the right ACA Marketplace plan for your needs and budget
Navigating health insurance can feel overwhelming, but you don't have to figure it out alone. Whether you're an individual, a growing family, or self-employed, choosing the right health plan is a big decision. We're here to make the process clear, simple, and tailored to you.
One of the most flexible and affordable options for many people is a plan through the Affordable Care Act (ACA) Marketplace, often called Obamacare.
Why consider an ACA Marketplace plan?
ACA Marketplace plans are designed to provide comprehensive health coverage while making insurance affordable through government subsidies. Depending on your household income and family size, you may qualify for premium tax credits or cost-sharing reductions that can significantly lower your monthly payments and out-of-pocket costs.
Key Benefits of ACA plans:
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Coverage for essential health services (doctor visits, hospital care, prescriptions, preventive care)
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No denial for pre-existing conditions
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Potential for low or no-cost premiums based on income
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Annual out-of-pocket maximum limits for protection against high medical bills
You may want to consider an ACA Marketplace plan if you are:
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Self-employed or working as a freelancer
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Not offered affordable health insurance through your employer
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Between jobs and needing comprehensive health coverage
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Covering family members who are not yet eligible for Medicare
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Looking for a plan that includes preventive care and prescription drug coverage.
How we help you choose the right plan
With so many plan options available, it's easy to feel stuck trying to compare deductibles, networks, and coverage details. That's where we come in:
We'll help you:
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Review available plans in your ZIP code
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Check if you're eligible for subsidies or tax credits
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Compare premiums, deductibles, and coverage details side-by-side
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Ensure your preferred doctors and hospitals are in-network
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Find a plan that matches your health needs and financial goals
Our consultations are completely free and there's no obligation. You get honest advice from a licensed agent who's here to simplify the process, not sell you a one-size-fits-all plan.
Avoid penalties and enrollment deadlines
It's important to enroll during the Open Enrollment Period (OEP), which typically runs from November 1 to January 15. If you miss that window, you may still qualify for Special Enrollment Period (SEP) due to life events like losing other coverage, getting married, or having a baby.
Ready to explore your options?
We make health insurance planning easy, so you can focus on what matters most, your health and your family's well-being. Get help comparing ACA plans now.
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